Youth and Young Adult Accounts
Spending Accounts
Help your child learn about financial responsibility and money management with a Spending Account. This makes for an easy transition when the time comes for them to leave home. With no minimum balance requirement or monthly fees- it's simple, fair, and a great first step toward a bright financial future.
Account Features:
- Mobile App
- Mobile Deposit
- No Minimum Balance Requirement
- Text Alerts
Youth Savings
For members 17 and under, this account is a great first step in learning the importance of saving for the future.
Educational Growth Certificate
This certificate of deposit is designed to encourage our young members to develop smart financial habits and help them build a positive financial future. Unlike a normal certificate, additional deposits may be made to our Educational Growth Certificate at anytime and matures on the child's 18th birthday.
Young Adult Accounts (18-24)
Whether you're attending college or jumping straight into the workforce, there's no better time to prepare your finances with a CUO account designed with you in mind.
Young Adult Savings
With fewer fees, this account is a great way to start good savings habits.
Spending Account
Fast, easy and convenient, this account is ideal for young adults who want easy access to their money and to stay connected on the go.
Young Adult Money Market
Higher dividends and access to your savings.
Youth and Young Extras
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Additional Insurance of up to $250,000 on your savings accounts is provided by Excess Share Insurance Corporation, a licensed insurance company.