Compare Checking Accounts
Basic Free
Checking
Checking
Plus
ADVANTAGE
Checking
Young adult spending account
Account Details
Basic Free
Checking
No-frills account with all the basics for managing your day-to-day money.
Checking
Plus
Tiered account that has basic features and earns dividends.
ADVANTAGE
Checking
An account for members 55+ years of age or anyone who has retired, plus earns dividends.
Young adult spending account
Free account with all the basics, just right for young adults starting out.
Minimum to Open
Basic Free
Checking
None
Checking
Plus
$2,500
ADVANTAGE
Checking
None
Young adult spending account
None
Monthly Fee
Basic Free
Checking
None
Checking
Plus
$5 (fee waived if a minimum average daily balance of $2,500 is maintained)
ADVANTAGE
Checking
None
Young adult spending account
None
Online Banking with Bill Pay
Basic Free
Checking
Free
Checking
Plus
Free
ADVANTAGE
Checking
Free
Young adult spending account
Free
Direct Deposit
Basic Free
Checking
Available
Checking
Plus
Available
ADVANTAGE
Checking
Available
Young adult spending account
Available
e-Statements1
Basic Free
Checking
Free
Checking
Plus
Free
ADVANTAGE
Checking
Free
Young adult spending account
Free
Other ATM Access2
(includes Surcharge-Free ATM networks)
(includes Surcharge-Free ATM networks)
Basic Free
Checking
4 free per month, then $2 each; unlimited use
Checking
Plus
4 free per month, then $2 each; unlimited use
ADVANTAGE
Checking
4 free per month, then $2 each; unlimited use
Young adult spending account
8 free per month, then $2 each; unlimited use
Additional Benefits
Basic Free
Checking
First box of checks free
Checking
Plus
First box of checks free
ADVANTAGE
Checking
One free box of checks annually
Young adult spending account
First box of checks free
Overdraft Protection3
Basic Free
Checking
Ask us about your options.
Checking
Plus
Ask us about your options.
ADVANTAGE
Checking
Ask us about your options.
Young adult spending account
Ask us about your options.
1-You may also elect to receive paper statements at an additional charge of $2 per month. This fee is waived for Silver Advantage and Young Adult accounts.
2-Includes deposits, withdrawals, and balance inquiries at any ATM not owned by Credit Union of Ohio. You may also be charged a surcharge by the financial institution who owns the ATM. A listing of surcharge-free networks available at www.cuofohio.org.
3-As part of new federal regulations, click here to state your preference for the way we'll handle your overdrafts.